Carol Realini is a successful Silicon Valley entrepreneur, CEO and expert in financial service innovation. She has created successful companies in multiple new markets including early executive at network computer leader Legato, founder and CEO at banking customer relationship management leader Chordiant Software, founder and CEO of mobile payments pioneer Obopay, co- founder and board member of faster payments innovator Omney (acquired by Mastercard). She has been recognized as a Top 50 Women in Technology by Corporate Board Member magazine. Her non-profit board experience includes GlobalGiving, Search for Common Ground, and Global Business School Network. Realini received her BA with honors in Mathematics from University of California, Santa Cruz and her MS in Computer Science from California State University, San Jose. She is the co-author of Financial Inclusion at the Bottom of the Pyramid and Bankrupt.